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Terms and Conditions |
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Services: |
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Our Services enable you to search Our website for calling
card products that interests you, compare calling card rates and purchase
calling card products on-line. This Agreement applies to all of the
Services unless otherwise indicated. By accepting these terms and
conditions of "myowncard.com",you expressly consent to certain
disclosure of your personal information to the third parties, and
to use of your information by us and the third party. You also agree
to abide by any policies posted on myowncard.com. You must be at least
eighteen(18) years old to have our permission to register for the
services provided in the myowncard.com website. Our policy is that
we do not knowingly collect, use or disclose Personally Identifiable
Information about visitors under 18 years of age. In consideration
of use of our services, you agree to provide true, accurate, current
information about yourself. If any information provided by you is
untrue, inaccurate or not complete, myowncard.com has a right to terminate
your account and refuse any and all current or future use of the website.
We also reserve the right to terminate your account at any time. We
will attempt to confirm the information that you provide to myowncard.com
during registration. You assume total responsibility and risk for
your use of the myowncard.com website. The products obtained through
the use of website may or may not carry warranties from the manufacturers
of those products. If such warranties exists, they are the only warranties
applicable to such products. The risk of loss of PREPAID CALLING CARDS
(PINS) purchased through this website shall pass to the customer immediately
upon purchase and customer shall assume all risk of loss. myowncard.com
shall not be obligated to provide CREDITS or REFUNDS of any amount
for lost or stolen pins, misused pins, or for PINS that have unused
or expired minutes |
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Customer Verification: |
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Your first order has to be approved by myowncard.com
representative. You will be contacted shortly after the order was
placed to verify validity of information. Once your first order is
approved, all following orders are delivered to you automatically.
To expedite your order you can call 1-718-939-6300. |
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Our Return Policy: |
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Once the PIN number was delivered to the customer, the
sale is final. The PIN cannot be returned. If you have a problem with
the connection or the charges, call the customer service number listed
on any card info page. If you lost your PIN number, call us and we
will give it to you again. myowncard.com doesn't have control over
the connection and the rates of the phone cards we sell. We do the
best we can to find the cards with the best rates for the countries
our customers use most. We do not manufacture the cards, we only resell
them. |
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Only Personal Use is Authorized:
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Under this Agreement, myowncard.com gives you permission
to access and use the Services for your personal use, and to copy,
distribute and transmit the content of the Services only to the extent
that such copying, distribution, and transmission is automatically
done through your browser software incidentally to using the Services
for your personal use. You may also print a copy of the information
displayed on the Services for your personal use. That means, that
except as set forth above, You may not modify, reformat, copy, display,
distribute, transmit, publish, license, create derivative works from,
transfer or sell any information, products, or service obtained by
your use of the Services. This restriction means, among other things,
that you may not mirror on your own Web site any portion of the Services
or display through your own Web site any results pages or other information
from the Services without myowncard.com's express permission. The
technology underlying, and content within, the Services is owned by
myowncard.com and/or its licensors (including myowncard.com's advertisers
and other content providers). and is protected by copyright and other
intellectual property or proprietary rights. If you use the Services
myowncard.com site, other than as provided above, you may violate
copyright and other laws of the United States, other countries, as
well as applicable state laws and may be subject to penalties. That
would not be a good thing. As between you and myowncard.com, myowncard.com
owns and retains all ownership of the technology underlying and content
within the Services, and reserves all rights not explicitly granted
to you in this Agreement. |
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Disclaimer of Warranties: |
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The services are provided "AS IS" without
warranties of any kind, myowncard.com disclaims any warranties, express
or implied including any warranties of Title, Non-infringement, Merchantability
or Fitness for a particular purpose. |
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myowncard.com's Potential Liability
for the Services is Limited: |
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Neither myowncard.com officers, Directors, Agents, Subsidiaries.
Affiliates, Employees, Successors, Assignees, Content provider or
Service provider will be liable to you for any indirect, incidental,
special or consequential damages arising out of these services provided
by myowncard.com. The Terms And Conditions stated above by myowncard
.COM shall be governed in all respects by the Laws of the State Of
New York. |
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Product Guarantee
myowncard.com has been designed for everyone with
trust in mind. We are trying to deliver calling products with features
that make sense and be relied upon. This is why our customers come
back for more and more calling card products |
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Products: |
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Calling cards products are easy to use, safe, have superior
quality , affordable rates and it is the simplest way to call anywhere
from anywhere. When particular rate or service related question comes
in mind, the product customer service is always there to assist you
in the most accommodating way possible. myowncard.com proudly guarantees
all calling card products sold through this WEB for a period of 90
days from the day of purchase. This guarantee only covers the ability
to access the toll free access number for the card. Calling card service
provider may have additional guarantees. myowncard.com is a reseller
of cards on various carriers, and we do not have control over carrier
actions or rate changes. Rate changes are rare and are not covered
by our guarantee and must be addressed with the individual calling
card carrier. For product competitiveness, rates may also be further
reduced. The carrier customer service number is provided with each
on-line order delivery. Also it is listed in the product features
page. If you have any concerns or questions, please contact us for
clarification and resolution. We will be happy to talk to you. Product
rates, fees and connection charges are listed in the individual product
information page. |
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Improvements: |
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If you encounter problems accessing this web site, or
you think there is something that should be changed in the way it
is designed, we will be glad to hear your comments. We value greatly
each and every of our customers' comments. |
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Contact Information: |
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You may direct any questions concerning this Agreement
to: support@myowncard.com or by phone 718-576-2639 |
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ANY RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE RESERVED
BY myowncard.com |
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